Frequently Asked Questions


We facilitate fast and affordable funding to Start-ups without requiring equity, board seats or guarantees. One simply agrees on a percentage of future revenue that is used to repay the capital plus a fixed fee.
Our selection process for facilitating financing is simple: we only look at how you spend and earn your money from your marketing and sales channels. To do that, the minimum eligibility criteria are
  • Revenue history of 6 months
  • Return on Advertising Spend (ROAS)> 1.3
  • Be incorporated
If your company does not show these numbers yet, don’t worry. Stay in touch, we will facilitate financing for you soon!

How does it work?

Apply on our website via the "sign-up" portal by providing us with your business information and connecting your sales, marketing, and your bank account data. We will review your application and send you several funding offers, from which you can pick the one that matches best your sales and marketing needs. Once accepted, we will enable funds to be placed onto your new ConsciousGrowth Virtual debit Card account, from which you will be able to pay for your marketing spend.
The entire process (application, offers, money available in your account) can be accomplished in as little as 2 days.
It is a virtual debit card connected with your ConsciousGrowth account. Once your business has been funded, you can use the virtual debit card to pay for digital advertising or other items in your marketing budget.
If our first financing with you goes well, further follow-on financings will likely be offered.

Fee and Repayment

6% – The fee is calculated as 6% of the total loan amount
Repayment is made from your future revenue. A percentage (agreed on when negotiating your terms) of your transaction is applied towards repaying the capital + the fee until they are repaid in full.
As soon as you start using the funds, we will start collecting repayments directly from your future revenue, until your repayment balance (capital + fixed fee) is 0.
All information regarding repayments is available under xxx on your ConsciousGrowth account.
No - once repayment terms have been agreed, it is fixed for the funding cycle. For the next financing round new terms can be agreed upon.

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